Ask lenders

How much would cover it?

Requests of $100 to $5,000 · next-business-day funding is possible once a lender approves

Protected connection · No charge from us · Lender terms shown before signing

For the week the change jar runs dry

Down to coins and the rent is due Friday?

WalletCopper is a free referral service, not a lender. Tell us the figure, and lenders we partner with may answer with an offer you can price out to the penny.

Price it out before you sign

Pennies add up, and so do fees. Hold any offer a lender sends against these four questions.

Small questions, straight answers

Would WalletCopper be my lender?

Never. WalletCopper hands your request to outside lenders. Whoever lends sets the price and signs the agreement with you.

How small or large can a request be?

As little as $100 and as much as $5,000. An offer might come in under the figure you chose.

Is there a credit inquiry?

A lender reviewing your request may run one. It will tell you how it checks credit before you agree to any loan.

How quickly could funds come through?

If you are approved and accept, some lenders send money the next business day. Banks vary, so watch the date in the offer.

What makes someone eligible to ask?

You need to be at least 18, live in a covered US state, earn regular income, keep a checking account in your name and have a reachable phone and email.

Who pays WalletCopper?

Lenders do, when we refer someone. You pay us nothing, and the lender's own fees appear in its offer.

Three moves from short to sorted

Fill in the figure

Choose an amount, add contact details and say where your income comes from. A phone is all you need.

Lenders weigh it

Lenders on our panel each apply their own checks. Several may decline; one might send terms.

Add it up, then decide

Compare the total cost with what your next checks can carry. Turn it down and nothing is owed.

Borrow only what the bill needs. Not a cent more.

Ask lenders